Wake up Sid!

February 7th, it a pay day today. The mobiles are delivering the messages of credit of Salary. … a half salary… a 3/4th Salary!
“बहुत कट के आया है यार । ये TDS ने तो वाट लगा दी!”Asmita joined Radhika and Arnav for a lunch at company’s canteen
Radhika: What happened Asmita? लगता है कही से झगडकर आयी हो|
Asmita: अरे ये HR वाले, सुनने का नाम हि नही लेते । क्या समझते है अपने आपको? (Asmita expressed her anger)
Arnav: लेकिन हुआ क्या?
Asmita: I have received almost half of my monthly salary today. They have deducted huge TDS
Radhika: What? Haven’t you submitted the proofs of your tax-saving investments? The last date for submission is over.
Asmita: Yea, I know that.
Radhika: Then?
Asmita: You know I was busy in my Bro’s wedding. I forgot to submit it.
Arnav: OMG!
Asmita: अब क्या होगा अर्णव?
Arnav: कुछ नही, you can claim the deductions at the time of filing of your income tax return and claim the refund of the tax excess deducted.
Radhika: But how about the HRA exemption? The HRA exemption needs to be calculated and granted by the employer only & it needs to be seen in the salary certificate.
Arnav: अरे वा राधिका, लगता है तुम अपने CA से मिलके आयी हो।
Radhika: नही रे! Last time I did the same mistake and that time उन्होने मुझे ये समझाया था। That’s why I know it better.
Arnav: Oh Okkk!
Asmita becomes more confused and there is big question mark on her face ‘अब क्या होगा?’
Arnav: (looking at her) Don’t worry Asmita. Not a big deal. You can still request HR to consider the HRA exemption claim. You need to submit the copy of your rent agreement and the rent receipts.
Asmita: Ok
Radhika: Have you done with your 80C investments?
Asmita: You mean that Rs 1.5 lakhs?
Radhika: Yes
Asmita: Not yet. My PF and LIC is around Rs 70 Thousand and I am not sure where to invest the balance amount. Somebody told me NPS investment will give additional deduction of Rs 50
Thousand. सोच रही हू, एक घर ले लू , होम लोन का टॅक्स सेविंग में फायदा होगा।
Radhika: Hurry up Asmita. Its already late, hardly two months are left.
Asmita: I am also confused if I shall go with the Alternative Taxation. I am unable to find out which scheme of taxation is beneficial to me?
Arnav: तू एक काम कर, मैं तुझे ‘डिजिलेखा’ का नंबर देता हूं | They will give you correct advise. They also help you in filing your ITR.
Siddharth came up hurriedly and join the group for lunch
Radhika: Hey, what happen, man. The lunchtime is about to end. Where was you?
Siddharth: I was wondering why my salary is less this month. I am yet to make my tax saving investments and submit the proofs to HR.
Radhika, Arnav and Asmitalaughs loudly and exclaimed together “WAKE UP SID!”